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Why You Need Payment Apps for Pay TV Subscriptions and Airtime Top Ups

Here are a few reasons why you need to start paying for DStv, airtime top-ups and other pay-TV subcriptions using a payment app.

Did you know that having a smartphone is somewhat like having a car? You may ask “what do these two have in common?” Expenses! That’s what they have in common. I can remember vividly how things became a little different when I switched from the ‘torchlight’ generation of java phones to an Android device.

Pay tv subscriptions and airtime top-ups
There are smartphone apps that will help you save more and even earn money when you use them to make payments.

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Anyone who makes money and is accountable for how it is spent will always notice changes in income and expenditure. There was a slight increase in expenses when I purchased the smartphone. The obvious culprit is data.

When you are using a java phone, you do not need data. Personally, with a java phone, I had no need for data. Most people use their java phones for social media and a few other things but I don’t, for security reasons. A low-end device is a low-end device. And when it comes to security, if something goes wrong, it usually goes very wrong.

So I kind of love using a smartphone for most of my online activities (when I’m not using a PC). That’s doesn’t mean that smartphones and PCs are the most secure devices in the world. It’s because I can set up notifications, two-factor authentications, and other application features that make my accounts more secure.

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But having a smartphone tends to increase your expenses. One way to make up for your spendings is to make money from your smartphone. If you are not making money from it, you can at least save money whenever you pay for items online. Using a payment app is one good way to make and save money with your smartphone.

It’s no longer news that there are people who earn a living with online transactions. Go out on the streets and you will see them. People are making money from recharge cards, Pay TV subscriptions (like DStv, Gotv, Startimes), money transfers, cash deposits, and withdrawals.

You don’t have to be on the street to make money these days. Most of the features used by those merchants are available on smartphone apps available on Google PlayStore or the Apple app store.

I know that for some people using a payment app sounds kind of difficult. But you stand to gain a lot from these payment apps. Let’s have a look.


Opay is a popular payment app. They became popular when they help slash our transport fair some time ago. Opay is popular and some of us already have this application on our smartphones. But it’s not just about having the app on our phones; it’s about how well we use it. If you already have the app on your smartphone then start using it for payments.

Opay Payment app
You save money when you make payments with Opay. You can pay data, cable TV, top up airtime, shop, and points and cash rewards when you use the Opay app.

If you do not have the Opay app, open your app store, and search for “Opay.”

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Install the app and open it.

Setting up the Opay app is easy. Once you open the app, touch the sign up button.

On the next page, enter your phone number. After entering your number, verify it on the app by entering the secure code that will be sent to you via SMS.

Set up your pin and Password to finish signing up. Please keep your pin and password in a safe place because you will need them to log in to your Opay app. That’s all you need. The app is set up now and ready for use.

All you need to do to start earning is to use the app for all your payments: electricity, DStv, airtime top-ups, and more. When you do that, you will get discounts from 3% to 5%, or more on all your transactions. That’s a lot of savings.

Airtime discounts on payment apps
Get amazing discounts on airtime top ups when you use payment apps.

But it doesn’t end there. Because you can make payments anywhere with this app, you do not have to spend money on transportation just to pay for DStv or electricity. So, in the end, you save money on payments and transportation.

Another good thing about Opay is their savings account. When you save money on Opay, you get 0.2% of your savings after 7 days and 1% after 30 days. []


PalmPay is another popular payment app. It currently has over 5 million users and is endorsed by CBN as a licensed money operator. You can use the PalmPay mobile app for your utility bill payments. With payment apps like PalmPay and Opay, you get more options on data top-ups and cable TV payments.

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For example, you can get 8.3% off on your DStv subscriptions using Palmpay. I have made an article on that. Read how to get 8.3% off on your DStv payments.

PalmPay rewards users with “gems” and “palm points” on every transaction.

These apps also offer money on referrals. Simply refer a friend by sending them your referral link and you will earn money when your friend completes a transaction using any of these payment apps.

So instead of spending more than necessary on smartphones and getting nothing in return, you make it a lot easier on your expenses by using payment apps. You can even make extra make money by helping friends and family with their Pay TV subscriptions and airtime top-ups.

So don’t wait. Start today. Download the PalmPay app and the Opay app today to start making and saving money.

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